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what difference does using DirectID make? The main impact is that during the online small business loan process you are able to connect to your bank account and share your bank statement information. This saves so much time!

Fair Business Loans does what it says on the tin! We believe in fair finance. We offer small business loans to a broad range of customers, including those who for whatever reason are financially excluded. We are passionate and committed to providing high quality products and services that are affordable and accessible.

according to IPSE is very badly handled by freelancers and other self-employed people is finances! Some freelancers and small businesses are not very disciplined about invoicing.

We were interested to read the results of recent research by Hitachi Capital Finance, which analysed data from its small business customers. It revealed how much stress small business owners are under, and outlined some of the reasons for this.

Do you sometimes wonder if banks are on the same planet as the rest of us?! Small business owners work every hour they can and yet when they need to do essential banking that requires a visit to a branch the hours are usually 9:00-17:00! Yet recent research by Funding Xchange has found that 42% […]

As we saw in our last article, more than half of new businesses don’t survive beyond five years. In late 2014 British commercial insurer RSA conducted research called Growing Pains, which examined the current shape of the economy and barriers to growth for SMEs. But it’s not just start up businesses that are being adversely […]

Halloween is upon us again, and homes all around the country are getting ready for the annual Trick or Treat festivities! To get you into the spirit – so to speak – we thought we’d look at a few tricks and treats in the world of small business finance. What tricks should you be on […]

Fair Business Loans are delighted and proud to announce that our parent company, Fair Finance, recently won a much-coveted award at the national ‘Citi Microentrepreneurship Awards’. This national awards programme, delivered by the Community Development Finance Association (CDFA) with Citi Foundation, is designed to celebrate the innovative and invaluable work of community finance in supporting […]

2015 is still quite new and this means the inevitable flood of new TV series. One such is The Fixer, featuring Alex Polizzi, the “champion of small businesses”. The programme features a different small business each week that is in some way struggling. It is up to Alex to find fixes for a variety of […]

“So, this is Christmas

And what have you done?

Another year over

A new one just begun . . . “