6 Month Loan
We are a direct lender providing affordable 6 month loans
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Representative Example
If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. Annual Interest (fixed) is 125% per year with a 280% Representative APR.
New customers can apply for a loan of up to £1000 for between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.



6 Month Loans
Whether you have a big purchase or a small emergency, there are times when your finances need a quick boost. The question is, where do you get that extra money from?
One option would be to take out a small loan to tide you over. But you may be wary about doing this because you don’t want to take on a long term financial commitment. And yes it’s important to make sure that any loan you do take out is going to be affordable for you, and that you are confident you will be able to make the repayments.
This is where a 6 month loan from Fair Finance could be just what you need. We offer loans of up to £1000 repayable over 6 to 12 months. A 6 month loan enables you to pay off the loan quickly and you will also pay less interest than on a longer loan.
You can use the slider above to see exactly how much your 6 month loan would cost. As you can see, you can make repayments in either weekly or monthly instalments.
So, if a 6 month loan from Fair Finance could help to sort out your finances, all you need to do is click the Apply Now button above. You can then apply for your 6 month loan completely online. We will give you a quick decision and, if accepted, pay the money into your account within one working day.
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WHY BORROW A FAIR PERSONAL LOAN
Bad Credit? On Benefits? New to the UK?

Discounts for existing customers

No hidden surprises

LET US ANSWER YOUR FAQ’s
We are a direct lender providing affordable loans of up to £3000
I receive benefits. Can I still apply for a loan?
Yes. Many of our clients receive benefits. The most important factor for us is to make sure you are on top of your finances and can afford our loan.
I have defaults, CCJs or other issues with my credit file. Can I still get a loan?
We do lend to individuals who have CCJs and defaults. Don’t worry if you have a bad credit history. The most important thing for us is less the past and more the present, and in particular if you are up to date with your current commitments.
How long does it take to get the money in my account?
After you have completed your online application form and submitted your bank statements, our team gets back to you with a decision within one working day or 24 hours. Remember, if we don’t have your bank statements, we won’t assess your application. In some cases, we may need to require extra documents such as a proof of ID or address. Once all documents are provided, the loan contract can be signed. Once it is signed, we deposit the money in your account on the same day during week day, and on Monday if you sign your contract on the weekend.
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