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THE BETTER WAY TO BORROW

We are a direct lender providing affordable loans of up to £3000

More than 30,000 clients chose Fair Finance – See why they trust us

1

Apply
online

Speak to one of our friendly customer service team to find out how Fair Finance can help you

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2

Get
approved!

Get a decision within 24 hours

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3

Get the money
in 24 hours

Once you are approved, you receive the funds directly in your account within one working day

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NEW CLIENT EXISTING CLIENT

Loan amount

£500

Duration of loan

39 weeks

£N/A

Weekly

£N/A

Interest

£N/A

Administration Fee

£N/A

Total to repay

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Calculation is for illustrative purposes only. Actual repayments and costs may vary.

Representative Example: If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. Annual Interest (fixed) is 125% per year with a 280% Representative APR.

New customers can apply for a loan of up to £1000 for between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.

How our loans work

Why borrow a fair personal loan

  • BAD CREDIT? ON BENEFITS? NEW TO THE UK?

    No problem. We assess every loan to ensure everyone gets a fair chance.

  • DISCOUNTS FOR EXISTING CUSTOMERS

    Repaying your loan will allow you to borrow more and each loan will be cheaper.

  • NO HIDDEN SURPRISES

    We don’t charge for late repayments or for making early repayments

PRICE COMPARISON* OF A £500 LOAN FOR 26 WEEKS

Pay £898

Pay £833

Pay £728

Pay £995

Pay £966

*Price quotes taken from company websites. Correct as at June 2023 – For exact quotes please refer to the company websites



BAD CREDIT? LOW INCOME? RECEIVING BENEFITS?

WE CAN HELP!

FAQs

Why should I come to Fair Finance?

Fair Finance is a social enterprise.

We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable.

We are actively transparent clear and honest.

I am not working can I apply for a loan?

Yes, we lend to those who are working or are on benefits.

What if I had bad credit history can I still apply?

We aim to tackle financial exclusion and build products for people with financial problems. Please visit our dedicated credit page for more information.

We are actively transparent clear and honest.

View all FAQs

Need advice or support? See our solutions here

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