At Fair Finance we will consider your loan application even if you receive benefits. You may have been rejected for a credit application in the past because of your income profile, but we think you shouldn’t be denied affordable credit just because you are receiving benefits. We simply look at our clients’ affordability, whether they earn income from employment, benefits or a combination of the two.

We accept applicants with income from:

  • Universal Credit
  • Child and Working Tax Credit
  • Disability Living Allowance
  • Child Benefits
  • Employment and Support Allowance, and
  • all other UK benefits

We created Fair Finance so that nobody is denied fair and affordable credit when it’s needed.

The Fair Finance Service

As a first time client with us, you can:

  • borrow up to £800
  • repay over 26 to 52 weeks (6 to 12 months)
  • choose weekly, biweekly or monthly repayments to make it easier and more convenient to repay

Click here to see how affordable our rates are!

When you apply online, we aim to come back to you within one working day, but usually we come back in a few hours. We know that speed is important to you and that sometimes life emergencies need attending.