Loans for unemployed
We are a direct lender providing affordable loans
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Representative Example
If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. With a 280% Representative APR.
New customers can apply for a loan of up to £1000 for between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.
Loans for unemployed
At Fair Finance we will consider your loan application even if you are unemployed. We believe that nobody should be excluded from fair and affordable credit just because they don’t meet the employment criteria that many other lenders impose. At Fair Finance:
- We treat an application from someone unemployed in the same way as any other application, by assessing their income (for example coming from benefits), and
- We will estimate what is affordable to repay, mostly looking at current credit commitments with a credit search as well as current expenditures
The Fair Finance Service
As a first time client with us, you can:
- borrow up to £800
- repay over 26 to 52 weeks (6 to 12 months)
- choose weekly, biweekly or monthly repayments to make it easier and more convenient to repay
Use our calculator above to see how affordable our rates are!
When you apply online, we aim to come back to you within one working day, but usually we come back in a few hours. We know that speed is important to you and that sometimes life emergencies need attending.
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WHY BORROW A FAIR PERSONAL LOAN
Bad Credit? On Benefits? New to the UK?
Discounts for existing customers
No hidden surprises
LET US ANSWER YOUR FAQ’s
We are a direct lender providing affordable loans of up to £3000
Why should I come to Fair Finance?
Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.
I receive benefits. Can I still apply for a loan?
Yes. Many of our clients receive benefits. The most important factor for us is to make sure you are on top of your finances and can afford our loan.
I have arrived recently in the UK and don’t have any credit history. Can I still get a loan?
Yes, we do lend to clients with no history in the UK. We will look at your current situation and work out an affordable loan for you.
Any more questions?
Money worries? Need information or Advice?
