Alternative to Home Credit
We provide an alternative to Home Credit Loans
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Representative Example
If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. Annual Interest (fixed) is 125% per year with a 280% Representative APR.
New customers can apply for a loan of up to £1000 for between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.
Alternative to Home Credit Loans
At Fair Finance we serve clients looking for a home credit loan.
We will consider applicants looking for a door step loan, home collected loans or “home credit”.
Fair Finance believes its service is better than home credit:
- we won’t come to your house, like a traditional home credit provider
- we offer you the choice to interact with us by phone or online
We believe this is more convenient for you, but still offers the personal touch you value.
Our loans are almost always cheaper than door step or home credit loans.
The Fair Finance Service
As a first time client with us, you can:
- borrow up to £1000
- repay over 26 to 52 weeks (6 to 12 months)
- choose weekly, biweekly or monthly repayments to make it easier and more convenient to repay
Use the calculator above to see how affordable our rates are!
When you apply online, we aim to come back to you within one working day, but usually we come back in a few hours. We know that speed is important to you and that sometimes life emergencies need attending.
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WHY BORROW A FAIR PERSONAL LOAN
Bad Credit? On Benefits? New to the UK?
Discounts for existing customers
No hidden surprises
LET US ANSWER YOUR FAQ’s
We are a direct lender providing affordable loans of up to £3000
Why should I come to Fair Finance?
Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.
I am not working can I apply for a loan?
Yes, we lend to those who are working or are on benefits.
What documents do I need?
Our aim is to make applying for a loan as easy and convenient as possible. We'll use electronic identity and credit checks, as well as bank statements to assess your application. In most cases, this is all we’ll need. However, if we can’t verify certain information this way we may ask you for more documents such as payslips or benefits letters, a proof of ID or proof of address.
Any more questions?
Money worries? Need information or Advice?
