Alternative to Perfect Home
We are a direct lender providing an alternative to Perfect Home Loans
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Representative Example
If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. With a 280% Representative APR.
New customers can apply for a loan of up to £1000 for between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.
Alternative to Perfect Home Loans
When life’s emergencies happen and you need money urgently, what do you do? One option is to take out a loan, but where is the best place to look for one? And what happens if your credit score is less than perfect?
One loan company you may have heard of is Perfect Home. They loaned money to customers to buy furniture and household goods, and also offered cash loans. However, they went into administration at the end of March 2022, which means they are no longer able to offer loans.
Fair Finance is a great alternative to Perfect Home. We offer loans of up to £1000. We provide details upfront about how much our loans cost, so there are no hidden charges to worry about.
Our loans are repayable over a period of 6-12 month, and you can make repayments either monthly or weekly. Use the slider to see exactly how much your repayments would be. If at any stage you are able to repay your loan early, this is fine and there are no additional charges for doing so.
If you are worried that your poor credit score could prevent you from getting a loan, talk to us anyway. If you can afford the loan repayments now, we will still consider lending to you, even if things have gone wrong in the past.
So if you are looking for an alternative to Perfect Home, why not get in touch with Fair Finance to see if we can help?
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WHY BORROW A FAIR PERSONAL LOAN
Bad Credit? On Benefits? New to the UK?
Discounts for existing customers
No hidden surprises
LET US ANSWER YOUR FAQ’s
We are a direct lender providing affordable loans of up to £3000
Why should I come to Fair Finance?
Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.
How can I apply?
It's easy to apply for a loan either online or by phone. If you apply online, we are likely to give you a call to confirm some of the information you provided. We will also give you a call to go through the key terms of the loan contract if you are approved. If you apply by phone, provided we have all the right information, you can complete the whole process in one go with the help of a friendly Personal Loans Officer.
How long does it take to get the money in my account?
After you have completed your online application form and submitted your bank statements, our team gets back to you with a decision within one working day or 24 hours. Remember, if we don’t have your bank statements, we won’t assess your application. In some cases, we may need to require extra documents such as a proof of ID or address. Once all documents are provided, the loan contract can be signed. Once it is signed, we deposit the money in your account on the same day during week day, and on Monday if you sign your contract on the weekend.
Any more questions?
Money worries? Need information or Advice?
