Alternative to Wonga
We are a direct lender providing an alternative to Wonga Loans
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Representative Example
If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. With a 280% Representative APR.
New customers can apply for a loan of up to £1000 for between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.



Alternative to Wonga
If you are in the situation where you need to get hold of some money fast, what do you do? One solution that may come to mind is a loan. But that can feel very risky, particularly in the current economic climate.
You may be thinking about a payday loan. One of the best known payday lenders was Wonga. But Wonga went out of business in 2018, amidst general concerns from the FCA (Financial Conduct Authority) about people taking out payday loans that they could not afford to repay.
So if you do need money urgently, what is the alternative to Wonga or other payday lenders? This is where Fair Finance can help.
Fair Finance provides an excellent alternative to Wonga. We offer loans of up to £1000, repayable over a period of between 6 and 12 months.
You can repay your loan early if you want to at no additional cost.
You can choose to make repayments either weekly or monthly, whichever is best for you. Use the slider to see how much your repayments would be.
We are clear and upfront about the cost of your loan, so you will know exactly how much you need to repay and when. There are no hidden surprises. And, needless to say, our loans are fully authorised by the FCA.
We will consider lending to you even if you have poor credit history, as long as you are now able to afford the loan repayments. So if you are looking for an alternative to Wonga, Fair Finance could be your ideal solution.
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WHY BORROW A FAIR PERSONAL LOAN
Bad Credit? On Benefits? New to the UK?

Discounts for existing customers

No hidden surprises

LET US ANSWER YOUR FAQ’s
We are a direct lender providing affordable loans of up to £3000
Why should I come to Fair Finance?
Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.
I am not working can I apply for a loan?
Yes, we lend to those who are working or are on benefits.
What if I had bad credit history can I still apply?
We aim to tackle financial exclusion and build products for people with financial problems. Please visit our dedicated credit page for more information. We are actively transparent clear and honest.
Any more questions?
Money worries? Need information or Advice?

