Loans For People On PIP

At Fair Finance, we will consider your loan application even if you are receiving Personal Independence Payment (PIP). We believe that everyone deserves access to fair and affordable credit, regardless of whether they are receiving benefits. At Fair Finance:

• We assess applications from individuals receiving PIP just like any other application, by evaluating their income, which may include PIP as well as any other sources of income, such as a part-time job.
• We treat applicants receiving PIP the same as other applicants, primarily considering their income from PIP and other financial sources when assessing their eligibility for a loan.

We then estimate what is affordable for you to repay, taking into account your current credit commitments through a credit search, as well as your ongoing expenditures.

We don’t discriminate against people receiving PIP. If you apply online or by phone, the process is straightforward and simple.

The Fair Finance Service

As a first-time client with us, you can:

• Borrow up to £800
• Repay over 26 to 52 weeks (6 to 12 months)

Choose weekly, biweekly, or monthly repayments, making it easier and more convenient to repay.

When you apply online, we aim to respond within one working day, but usually, we get back to you within a few hours. We understand that life can bring emergencies, and we prioritise speed and efficiency to get you the support you need.