Loans for people with a CCJ
We are a direct lender providing affordable loans
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Representative Example
If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. With a 280% Representative APR.
New customers can apply for a loan of up to £1000 for between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.
Loans for people with a CCJ
How Fair Finance serves people with a CCJ.
At Fair Finance we will consider your loan application even if you have a County Court Judgement (CCJ). We think that:
- everyone should have a second chance, and
- no-one should be denied affordable credit because of a CCJ
We also know that some lenders will give a CCJ a long time after you had an issue with them. Fair Finance will focus on your current financial situation and affordability to make a decision, and less about what happened a long time ago, because we believe that situations do change.
So if you think you will never be able to get a loan apart from a very expensive short term loan because of your CCJ, think again! Fair Finance is here to help.
The Fair Finance Service
As a first time client with us, you can:
- borrow up to £1000
- repay over 26 to 52 weeks (6 to 12 months)
- choose weekly, biweekly or monthly repayments to make it easier and more convenient to repay
Use the calculator above to see how affordable our rates are!
When you apply online, we aim to come back to you within one working day, but usually we come back in a few hours. We know that speed is important to you and that sometimes life emergencies need attending.
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WHY BORROW A FAIR PERSONAL LOAN
Bad Credit? On Benefits? New to the UK?
Discounts for existing customers
No hidden surprises
LET US ANSWER YOUR FAQ’s
We are a direct lender providing affordable loans of up to £3000
Why should I come to Fair Finance?
Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.
I am not working can I apply for a loan?
Yes, we lend to those who are working or are on benefits.
Do you charge late repayment fees?
We don’t charge any fees for late repayments or making early or extra payments.
Any more questions?
Money worries? Need information or Advice?
