Personal Loans London
The Better Way To Borrow. Loans Up To £3000.
Want to know more?
Representative Example
If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. With a 280% Representative APR.
New customers can apply for a loan of up to £1000 for between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.



PRICE COMPARISON* OF A £500 LOAN FOR 26 WEEKS


CHEAPEST



Fair Finance In The Heart In London
If you are looking for a personal loan you’ve come to the right place. Fair Finance is a lender based in the heart of London. We offer affordable and accessible personal loans, and since we launched in London in 2005, we have made loans to thousands of people both in London and around the UK.
Fair Finance welcomes loan applications from everyone irrespective of your:
- Gender
- Race or
- Postcode – whether in London or the rest of the UK.
Our loans are particularly designed to meet the needs of people who are financially excluded.
Our lending decisions are based on your ability to repay rather than your credit score or history.
Our vision is to ensure that financial services are inclusive and fair. Our products and services are designed to improve financial wellbeing and have a positive impact on our customers. We offer financial advice through a registered charity Fair Money Advice. Individuals in London and around the UK can receive debt advice and financial capability services, to help you regain control of your money.
APPLICATIONS
To apply for a personal loan with us, press the Apply Now button below to get started, or take a look at our loan application process to find out more.
THE FAIR FINANCE SERVICE
As a first time client with us, you can:
- borrow up to £800
- repay over 26 to 52 weeks (6 to 12 months)
- choose weekly, biweekly or monthly repayments to make it easier and more convenient to repay
When you apply online, we aim to come back to you within one working day, but usually we come back in a few hours. Alternatively, you can call us on 020 8988 0627 to make an application and we’ll aim to get back to you immediately with a decision.
Want to know more?
WHY BORROW A FAIR PERSONAL LOAN
Bad Credit? On Benefits? New to the UK?

Discounts for existing customers

No hidden surprises

LET US ANSWER YOUR FAQ’s
We are a direct lender providing affordable loans of up to £3000
Why should I come to Fair Finance?
Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.
I am not working can I apply for a loan?
Yes, we lend to those who are working or are on benefits.
What if I had bad credit history can I still apply?
We aim to tackle financial exclusion and build products for people with financial problems. Please visit our dedicated credit page for more information. We are actively transparent clear and honest.
Any more questions?
Money worries? Need information or Advice?

