PERSONAL LOANS LONDON
FAIR FINANCE – IN THE HEART OF LONDON
If you are looking for a personal loan you’ve come to the right place. Fair Finance is a lender based in the heart of London. We offer affordable and accessible personal loans, and since we launched in London in 2005, we have made loans to thousands of people both in London and around the UK.
Fair Finance welcomes loan applications from everyone irrespective of your:
Our loans are particularly designed to meet the needs of people who are financially excluded.
Our lending decisions are based on your ability to repay rather than your credit score or history.
Our vision is to ensure that financial services are inclusive and fair. Our products and services are designed to improve financial wellbeing and have a positive impact on our customers. We offer financial advice through a registered charity Fair Money Advice. Individuals in London and around the UK can receive debt advice and financial capability services, to help you regain control of your money.
APPLICATIONS
To apply for a personal loan with us, press the Apply Now button below to get started, or take a look at our loan application process to find out more.
The Fair Finance Service
As a first time client with us, you can:
- borrow up to £800
- repay over 26 to 52 weeks (6 to 12 months)
- choose weekly, biweekly or monthly repayments to make it easier and more convenient to repay
Click here to see how affordable our rates are!
When you apply online, we aim to come back to you within one working day, but usually we come back in a few hours. Alternatively, you can call us on 020 8988 0627 to make an application and we’ll aim to get back to you immediately with a decision. We know that speed is important to you and that sometimes life emergencies need attending.
HOW TO APPLY FOR A LOAN

Apply online

Apply over the phone

Apply in a branch
WHY BORROW A FAIR PERSONAL LOAN
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Bad credit? receiving benefits? new to the uk?
No problem. Our human touch ensures everyone gets a fair chance at being approved for a loan
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GET BETTER VALUE FOR YOUR MONEY
Our loans are cheaper than doorstep and payday lenders
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WE ADAPT TO YOUR
NEEDSOur products are flexible allowing you to choose how you repay; weekly, fortnightly or monthly
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NO HIDDEN SURPRISES
We don’t charge any fees for late repayments or making early or extra payments.
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WE SPEAK YOUR LANGUAGE
Our Personal Loan Officers speak different languages to make you feel at home
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GET REWARDED
We will reward you for every approved friend and family you refer to us. T&Cs apply.