Personal Loans London

The Better Way To Borrow. Loans Up To £3000.

Want to know more?

How much would you like to borrow?

400
1000

Duration of loan

6
12

Borrow

£500

Duration

9 Months

Admin Fee

36

Monthly repayments

£500

Interest

£309

Total to repay

£945

Representative Example

If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. With a 280% Representative APR.

New customers can apply for a loan of up to £1000 for between 6 and 12 months.
Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.

1

Apply Online

Or speak to one of our team.

Apply online
1

Get approved!

Decision within 24 hours

Apply online
1

Money in 24 hours

Receive funds in your account within one working day.

Apply online

PRICE COMPARISON* OF A £500 LOAN FOR 26 WEEKS

Mr Lender
PAY£878.07
Mr Lender
PAY£835.15

CHEAPEST

Mr Lender
PAY£728
Mr Lender
PAY£995
Mr Lender
PAY£963.93
*Price quotes taken from company websites. Correct as at March 2025 – For exact quotes please refer to the company websites

Fair Finance In The Heart In London

If you are looking for a personal loan you’ve come to the right place. Fair Finance is a lender based in the heart of London. We offer affordable and accessible personal loans, and since we launched in London in 2005, we have made loans to thousands of people both in London and around the UK.

Fair Finance welcomes loan applications from everyone irrespective of your:

  • Gender
  • Race or
  • Postcode – whether in London or the rest of the UK.

Our loans are particularly designed to meet the needs of people who are financially excluded.

Our lending decisions are based on your ability to repay rather than your credit score or history.

Our vision is to ensure that financial services are inclusive and fair. Our products and services are designed to improve financial wellbeing and have a positive impact on our customers. We offer financial advice through a registered charity Fair Money Advice. Individuals in London and around the UK can receive debt advice and financial capability services, to help you regain control of your money.

APPLICATIONS

To apply for a personal loan with us, press the Apply Now button below to get started, or take a look at our loan application process to find out more.

THE FAIR FINANCE SERVICE

As a first time client with us, you can:

  • borrow up to £800
  • repay over 26 to 52 weeks (6 to 12 months)
  • choose weekly, biweekly or monthly repayments to make it easier and more convenient to repay

 

When you apply online, we aim to come back to you within one working day, but usually we come back in a few hours. Alternatively, you can call us on 020 8988 0627 to make an application and we’ll aim to get back to you immediately with a decision. 

Want to know more?

WHY BORROW A FAIR PERSONAL LOAN

Bad Credit? On Benefits? New to the UK?

No problem. We assess every loan to ensure everyone gets a fair chance.

Discounts for existing customers

Repaying your loan will allow you to borrow more and each loan will be cheaper.

No hidden surprises

We don’t charge for late repayments or for making early repayments

LET US ANSWER YOUR FAQ’s

We are a direct lender providing affordable loans of up to £3000

Why should I come to Fair Finance?

Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.

Yes, we lend to those who are working or are on benefits.

We aim to tackle financial exclusion and build products for people with financial problems. Please visit our dedicated credit page for more information. We are actively transparent clear and honest.

Any more questions?

Money worries? Need information or Advice?

Managing your finances can be daunting and complicated.

Credit Building? Want to improve your credit score?

Your credit history tells lenders about the loans you’ve borrowed, payments you made or missed, and any fraud.