A quick loan is a loan where the application process is made as simple and accessible as possible, and the lending decision is made almost immediately.

With a quick loan you can often get your money the same day.

Why would I need a quick loan?

A quick loan is one way to manage an unexpected financial demand. When something urgent happens, you need money fast.

For example:

  • Urgent home repairs, such as a broken window or a flood.
  • Replacing a domestic appliance.
  • Car repairs.
  • An unexpected or overdue bill.
  • Medical or funeral expenses.

    Is it easy to get a quick loan?

    Many lenders offer quick loans. When applying for a quick loan, there are three things you need to be careful of:

  • Check the rate of interest being charged on the loan repayments. Some lenders charge very high rates of interest which means your loan could end up being much more expensive than you had expected.
  • Be aware that some lenders may not lend to you if you have poor credit history or a CCJ.
  • Make sure the lender you choose is regulated by the FCA (Financial Conduct Authority).

    Does Fair Finance do quick loans?

    We provide affordable personal loans of up to £800 for first time customers. If your loan application is accepted, we aim to get the money to you by the next working day at the latest. As a direct lender, we are able to give you a quick decision because there is no-one else involved in the process.

    You can find out more about the loans Fair Finance offers on our loans page here.

    If you want to apply for a loan with us, start by completing our online application form and we will be in touch with you as soon as possible.

    How can I apply for a short term loan from Fair Finance?

    We treat all our customers fairly, and this includes making the loan process as quick and easy as possible.

    There are four simple stages in the process:

  • YOU complete a simple online application form.
  • WE check your application and text and email you our lending decision.
  • If approved, WE call you to finalise the details and sign the contract.
  • WE aim to get the money into your account by the next working day.

    If you want to apply for a short term loan with us, you can take the first step now by completing our online application form and we will be in touch with you as soon as possible.


    To apply for a personal loan with us, press the Apply Now button below to get started, or take a look at our loan application process to find out more.

    The Fair Finance Service

    As a first time client with us, you can:

    • borrow up to £800
    • repay over 26 to 52 weeks (6 to 12 months)
    • choose weekly, biweekly or monthly repayments to make it easier and more convenient to repay

    Click here to see how affordable our rates are!

    When you apply online, we aim to come back to you within one working day, but usually we come back in a few hours. We send you a decision by text and email, and also call you if you are approved.


    Apply online

    Apply over the phone

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