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So here it is – Merry Christmas!
How to throw a staff Christmas party without needing a small business loan As the strains of the old Slade song begin to hit our airwaves once more, many people start to panic at the thought of Christmas. Far from being a time of peace and goodwill, it can bring
Improve your credit score to secure a business loan
Seven steps to securing a business loan “Money Makes The World Go Round” is a song from the iconic film Cabaret that outlines the stark contrast between the lives of those that have money and those who do not. When you run a business it seems even more the case!
Brexit – Is Britain is still open for business?
Is it still possible to get a small business loan in the UK? In the aftermath of Brexit we are constantly being assured that Britain is still open for business. The soundbite has been used by Sadiq Khan about London’s ongoing strategic role, Philip Hammond on his first trip to
A comparison between an equity investor and a business loan
Whilst there is an ever-increasing variety of different methods to finance a business, two of the main choices still remain as being a business loan or an equity investor. A business loan is where someone…
Banks now obliged to phone a friend!
Now, it seems, the big banks are going to be phoning a friend on behalf of small businesses. Changes under The Small Business, Enterprise & Employment Act 2015 are scheduled to come into effect in November. As part of this, nine leading high street banks will redirect all small business
High tech lending!
what difference does using DirectID make? The main impact is that during the online small business loan process you are able to connect to your bank account and share your bank statement information. This saves so much time!
Does your bank have the feelgood factor?
They found that the dissatisfaction is felt most deeply by those businesses turning over less than £1m. Over 30% of such businesses claim to feel unsupported by banks in terms of how they are treated regarding business funding.
The first cut is the deepest?
In this article we look at 5 effects of the base rate cut on funding for small businesses.
So this is what Brexit looks like?
It is now 2 months since the historic Brexit vote and, whilst the UK has not yet started the formalities of exiting the EU, there is a growing awareness that we are living in post-Brexit days.
Alternatives to big bank lending
If you are finding it hard to find an unsecured business loan then you are not alone! Bank of England data shows that from 2012 to 2015 the amount of lending to UK businesses fell in each year.