Alternative to Dot Dot Loans
We are a direct lender providing an alternative to Dot Dot Loans
Want to know more?
Representative Example
If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. With a 280% Representative APR.
New customers can apply for a loan of up to £1000 for between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.
Why choose Fair Finance as Dot Dot Loans Alternative?

Online Application
No problem. We assess every loan to ensure everyone gets a fair chance.

Fast approval

Money in 24 hours

Affordable
Fair Finance - Your Alternative To Dot Dot Loans
We provide affordable Loans
Fair Finance offers loans of up to £1000 for new customers.
Our loans are repayable over a period between 6 and 12 months, in monthly or weekly installments.
Use the slider above to enter the amount you want to borrow, and the period over which you want to repay it to help you decide if we could be a good alternative to Dot Dot Loans for you.
At Fair Finance we look at every loan application individually and judge each case on its merit.
As a non-profit lender, we will consider lending to you even if you have a poor credit history.
We are more interested in your present circumstances – and the affordability of your loan – than the past.
So in that respect we are also a good alternative to Dot Dot Loans.
Fair Finance is a direct lender and we are fully regulated by the FCA (Financial Conducts Authority).
We believe in offering a fair deal and are very open and transparent about all our costs. When you take a loan with us, we will tell you up-front exactly how much it will cost.
There are no hidden charges or nasty surprises.
Another reason why Fair Finance is a good Dot Dot Loans alternative is that you are able to repay your loan earlier than planned if you are able to do so.
Our loans are repayable over a period between 6 and 12 months, in monthly or weekly installments.
Use the slider above to enter the amount you want to borrow, and the period over which you want to repay it to help you decide if we could be a good alternative to Dot Dot Loans for you.

- Fair Finance is a direct lender which is still lending. We are able to offer loans to new customers.
- Fair Finance can offer loans of up to £1000 for new customers.
- We are a not-for-profit lender which means that we always aim to offer you a fair deal.
- Fair Finance is rated excellent by customers with a score of 4.9 out of 5 on Feefo.
- We take time to deal with your loan on an individual basis and, if approved, we will get back to you within 24 hours.

- Dot Dot Loans was previously a direct lender, but they went into administration.
- They are no longer able to offer loans to new customers themselves but have instead rebranded and relaunched as a broker working with other lenders.
- One reasons Dot Dot ceased trading was financial stress from offering unaffordable loans.
- Dot Dot is now facing lots of compensation claims for offering unaffordable loans.
LET US ANSWER YOUR FAQ’s
We are a direct lender providing affordable loans of up to £3000
Why should I come to Fair Finance?
Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.
I am not working can I apply for a loan?
Yes, we lend to those who are working or are on benefits.
What if I had bad credit history can I still apply?
We aim to tackle financial exclusion and build products for people with financial problems. Please visit our dedicated credit page for more information. We are actively transparent clear and honest.