Representative Example
If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. Annual Interest (fixed) is 125% per year with a 280% Representative APR.
New customers can apply for a loan of up to £1000 for between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.



£600 Loans
There are many situations in life where you just need to get hold of some extra money. No matter how careful you have been to budget and put money aside for a rainy day, that rainy day has unfortunately arrived earlier than expected.
Perhaps you need to pay an unexpected bill, fund some medical or dental treatment, or help one of your kids out of a financial predicament. A £600 loan from Fair Finance could be the answer.
If you take out a £600 loan with Fair Finance, you will be in good hands. Our financial products are inclusive and accessible for everyone. This means that we will consider lending to you even if you have had credit problems in the past. As long as a £600 loan is affordable for you now, we will treat you exactly the same as any other customer.
We offer our £600 loan over a period of between 6 and 12 months, and accept repayments in either monthly or weekly instalments. You can use the slider above to see exactly how much your repayments would be.
You can apply for your £600 loan completely online. Just click the Apply Now button above. We will give you a quick decision and, if accepted, get the money into your account within one working day. Ready to sort everything out quickly for you.
Want to know more?
WHY BORROW A FAIR PERSONAL LOAN
Bad Credit? On Benefits? New to the UK?

Discounts for existing customers

No hidden surprises

LET US ANSWER YOUR FAQ’s
We are a direct lender providing affordable loans of up to £3000
Why should I come to Fair Finance?
Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.
How do you make a decision?
At Fair Personal Loans, we pride ourselves in not looking at people as “numbers”, and we don’t rely on a simple credit score to make a decision. During the assessment, we go through your income and expenditure and what debt you may already have, to work out an affordable loan for you. We may also look at things like your bank account management and your credit history to see how you've been managing your finances.
What if I had bad credit history can I still apply?
We aim to tackle financial exclusion and build products for people with financial problems. Please visit our dedicated credit page for more information. We are actively transparent clear and honest.
Any more questions?
Money worries? Need information or Advice?

