Representative Example
If you borrow £500 repayable over 12 months, your total repayment will be £929.40. Your 12 monthly instalments will each be £74.95. We will also charge and a one-off administration fee (6% of loan amount) amounting to £30. The rate of interest applied to the loan is 249% fixed. The Representative APR is 280%.
New customers can apply for a loan of up to £1,000 with repayments terms of between 6 and 12 months.
Existing customers can apply for a loan of up to £3,000 with a maximum repayment term of 18 months.
£700 Loans
If you need a £700 loan, where is the best place to look? At Fair Finance we offer a £700 loan, which may be just right for you.
Whether you need £700 to replace a domestic appliance, sort out your car, or perhaps pay for some temporary care for a loved one, our £700 loan could help.
If you take out a £700 loan with us, your loan is repayable over either 6 or 12 months. We accept weekly or monthly repayments – whichever works best for you. The slider above can show you how much your repayments would be.
You may be worried about being accepted for a £700 loan if your credit history is less than perfect. But at Fair Finance we understand that circumstances change, and will still consider lending to you as long as the loan is affordable for you.
If you want to apply for a loan with Fair Finance it’s very easy to do. Start by clicking the Apply Now button above. You will then be able to apply for your £700 loan and submit it to us online. Once we receive your application we will give you a quick lending decision and, if your application is accepted, will get the money into your account within one working day.
So, for a £700 loan, look no further than Fair Finance.
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WHY BORROW A FAIR PERSONAL LOAN
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LET US ANSWER YOUR FAQ’s
We are a direct lender providing affordable loans of up to £3000
Why should I come to Fair Finance?
Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.
How do you make a decision?
At Fair Personal Loans, we pride ourselves in not looking at people as “numbers”, and we don’t rely on a simple credit score to make a decision. During the assessment, we go through your income and expenditure and what debt you may already have, to work out an affordable loan for you. We may also look at things like your bank account management and your credit history to see how you've been managing your finances.
How long does it take to get the money in my account?
After you have completed your online application form and submitted your bank statements, our team gets back to you with a decision within one working day or 24 hours. Remember, if we don’t have your bank statements, we won’t assess your application. In some cases, we may need to require extra documents such as a proof of ID or address. Once all documents are provided, the loan contract can be signed. Once it is signed, we deposit the money in your account on the same day during week day, and on Monday if you sign your contract on the weekend.
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