Alternative to Peachy
We are a direct lender providing an alternative to Peachy
Want to know more?
Representative Example
If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. Annual Interest (fixed) is 125% per year with a 280% Representative APR.
New customers can apply for a loan of up to £1000 for between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.
Alternative to Peachy Loans
If you are currently looking for a loan, it can all seem a bit overwhelming.
There are many different loan companies out there so how do you find the right one for you? How do you know you’re getting a good deal? Also, sadly, some loan companies do go out of business. For example, you may have heard of the loan company Peachy Loans which closed in March 2020.
So if you are looking for a loan as an alternative to Peachy, you need to choose with care. The first thing to do is check that your loan company is regulated by the FCA (Financial Conducts Authority). You then need to make sure that you know how much you would be paying overall if you do take out a loan.
This is where Fair Finance is an ideal alternative to Peachy. We offer loans of up to £1000 as cheaply as we are able to, and we are open and transparent about all our costs. There are no hidden charges or nasty surprises with Fair Finance.
You can repay your loan in either monthly or weekly instalments, over a period of 6-12 months. Use the slider to see exactly how much your repayments would be. If things change, and you are able to repay your loan earlier than expected, there are no additional charges for doing so.
Even if you have poor credit history, we may still be able to lend to you, as long as the loan repayments are affordable for you. So if you are looking for an alternative to Peachy, Fair Finance could be the answer.
Want to know more?
WHY BORROW A FAIR PERSONAL LOAN
Bad Credit? On Benefits? New to the UK?
Discounts for existing customers
No hidden surprises
LET US ANSWER YOUR FAQ’s
We are a direct lender providing affordable loans of up to £3000
Why should I come to Fair Finance?
Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.
I am not working can I apply for a loan?
Yes, we lend to those who are working or are on benefits.
How long does it take to get the money in my account?
After you have completed your online application form and submitted your bank statements, our team gets back to you with a decision within one working day or 24 hours. Remember, if we don’t have your bank statements, we won’t assess your application. In some cases, we may need to require extra documents such as a proof of ID or address. Once all documents are provided, the loan contract can be signed. Once it is signed, we deposit the money in your account on the same day during week day, and on Monday if you sign your contract on the weekend.
Any more questions?
Money worries? Need information or Advice?
