Alternative to Satsuma

We are a direct lender providing an alternative to Satsuma Loans

Want to know more?

How much would you like to borrow?

400
1000

Duration of loan

6
12

Borrow

£1000

Duration

9 Months

Admin Fee

36

Monthly repayments

£500

Interest

£309

Total to repay

£945

Representative Example

If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. With a 280% Representative APR.

New customers can apply for a loan of up to £1000 for between 6 and 12 months.
Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.

1

Apply Online

Or speak to one of our team.

Apply online
1

Get approved!

Decision within 24 hours

Apply online
1

Money in 24 hours

Receive funds in your account within one working day.

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Alternative to Satsuma Loans

Life can take unexpected twists and turns, and sometimes you need to get your hands on some extra money fast. One way to do this is to take out a small personal loan. But where is the best place to find one? For example, you may have heard of a loan company called Satsuma Loans. They used to offer short term loans but they closed in December 2021. However, there are still other lenders who can offer an alternative to Satsuma. One of these is Fair Finance.

At Fair Finance we aim to offer products that help people to solve financial problems, not make things worse. So we offer loans of up to £1000 at the cheapest price that we are able to. You can use the slider to see exactly how much your loan would cost. We are clear and upfront about costs, and there are no hidden charges or nasty surprises.

You can repay your loan in either weekly or monthly instalments over a period of 6-12 months. And if you are able to repay it earlier than expected, that’s fine too; we won’t charge you anything extra for doing so.

We will also consider lending to you if you have poor credit history or even a CCJ. Our main priority is to help you in your current situation, so as long as you can afford the loan repayments now, your credit history doesn’t need to be an obstacle.

So for a fair alternative to Satsuma, look no further than Fair Finance.

Want to know more?

WHY BORROW A FAIR PERSONAL LOAN

Bad Credit? On Benefits? New to the UK?

No problem. We assess every loan to ensure everyone gets a fair chance.

Discounts for existing customers

Repaying your loan will allow you to borrow more and each loan will be cheaper.

No hidden surprises

We don’t charge for late repayments or for making early repayments

LET US ANSWER YOUR FAQ’s

We are a direct lender providing affordable loans of up to £3000

Why should I come to Fair Finance?

Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.

Yes, we lend to those who are working or are on benefits.

After you have completed your online application form and submitted your bank statements, our team gets back to you with a decision within one working day or 24 hours. Remember, if we don’t have your bank statements, we won’t assess your application.
In some cases, we may need to require extra documents such as a proof of ID or address.
Once all documents are provided, the loan contract can be signed. Once it is signed, we deposit the money in your account on the same day during week day, and on Monday if you sign your contract on the weekend.

Any more questions?

Money worries? Need information or Advice?

Managing your finances can be daunting and complicated.

Credit Building? Want to improve your credit score?

Your credit history tells lenders about the loans you’ve borrowed, payments you made or missed, and any fraud.