Representative Example
If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. With a 280% Representative APR.
New customers can apply for a loan of up to £1000 for between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.



£800 Loans
No matter how carefully you try to manage your finances, you can find yourself faced with a situation where you suddenly need some extra cash. Perhaps you need £800 to replace an item of furniture or kitchen appliance, pay an expensive vet’s bill, or sort out a family emergency. It can be hard to know where to turn.
Here’s where Fair Finance can help. We offer a £800 loan, which you can apply for online from the comfort of your own home: there is no face to face interview. We will give you a quick decision and, if your application is accepted, get the money into your account within one working day.
Your £800 loan is repayable over 6 to 12 months. We are transparent and up front about costs: you can use the slider above to see exactly how much your repayments would be.
You may be concerned about applying for an £800 loan if you have a poor credit rating. As a responsible lender we need to ensure that you are able to afford your £800 loan, but if this is the case then we will consider lending to you despite your credit rating.
If you want to apply for an £800 loan with Fair Finance, start by clicking the Apply Now button above. And you could soon have the money you need to get your life back on track again.
Want to know more?
WHY BORROW A FAIR PERSONAL LOAN
Bad Credit? On Benefits? New to the UK?

Discounts for existing customers

No hidden surprises

LET US ANSWER YOUR FAQ’s
We are a direct lender providing affordable loans of up to £3000
How can I apply?
It's easy to apply for a loan either online or by phone. If you apply online, we are likely to give you a call to confirm some of the information you provided. We will also give you a call to go through the key terms of the loan contract if you are approved. If you apply by phone, provided we have all the right information, you can complete the whole process in one go with the help of a friendly Personal Loans Officer.
How do you make a decision?
At Fair Personal Loans, we pride ourselves in not looking at people as “numbers”, and we don’t rely on a simple credit score to make a decision. During the assessment, we go through your income and expenditure and what debt you may already have, to work out an affordable loan for you. We may also look at things like your bank account management and your credit history to see how you've been managing your finances.
How long does it take to get the money in my account?
After you have completed your online application form and submitted your bank statements, our team gets back to you with a decision within one working day or 24 hours. Remember, if we don’t have your bank statements, we won’t assess your application. In some cases, we may need to require extra documents such as a proof of ID or address. Once all documents are provided, the loan contract can be signed. Once it is signed, we deposit the money in your account on the same day during week day, and on Monday if you sign your contract on the weekend.
Any more questions?
Money worries? Need information or Advice?

