Cash Loans

We are a direct lender providing affordable cash loans

Want to know more?

How much would you like to borrow?

400
1000

Duration of loan

6
12

Borrow

£1000

Duration

9 Months

Admin Fee

36

Monthly repayments

£500

Interest

£309

Total to repay

£945

Representative Example

If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. Annual Interest (fixed) is 125% per year with a 280% Representative APR.

New customers can apply for a loan of up to £1000 for between 6 and 12 months.
Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.

1

Apply Online

Or speak to one of our team.

Apply online
1

Get approved!

Decision within 24 hours

Apply online
1

Money in 24 hours

Receive funds in your account within one working day.

Apply online

Cash Loan

Fewer people use cash these days. So what is a cash loan? And why might you need one?

A cash loan is an instant loan that gets money into your bank account fast.

Sometimes you really need some extra money fast. Usually there is some kind of emergency and you suddenly need to be able to pay for something you really had not expected.

This is where a cash loan can help.

Cash loans are often for a fairly small sum of money. Just enough to sort your situation out. When people think about loans, they may assume that there is a minimum lending requirement. So if you only want a small amount of money, a loan is not relevant, right?

Wrong! At Fair Finance, we offer loans from just £400, up to £1000. Our loans are repayable over a period of between 6 and 12 months, in either weekly or monthly instalments. You can use the slider below to see how much the repayments would be.

We also understand that if you’re looking for a cash loan, you need money fast. So as soon as we receive your loan application, and related documentation (such as bank statements) we will get back to you with a decision within 24 hours. If your loan is approved, all you need to do is sign your loan agreement then your money will be in your account by the next working day.

And don’t worry if your credit score is less than perfect. As long as the loan repayments are affordable for you, we will still consider lending to you.

So if you are looking for a flexible cash loan, why not see if Fair Finance can help?

Want to know more?

WHY BORROW A FAIR PERSONAL LOAN

Bad Credit? On Benefits? New to the UK?

No problem. We assess every loan to ensure everyone gets a fair chance.

Discounts for existing customers

Repaying your loan will allow you to borrow more and each loan will be cheaper.

No hidden surprises

We don’t charge for late repayments or for making early repayments

LET US ANSWER YOUR FAQ’s

We are a direct lender providing affordable loans of up to £3000

Why should I come to Fair Finance?

Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.

Yes, we lend to those who are working or are on benefits.

After you have completed your online application form and submitted your bank statements, our team gets back to you with a decision within one working day or 24 hours. Remember, if we don’t have your bank statements, we won’t assess your application.
In some cases, we may need to require extra documents such as a proof of ID or address.
Once all documents are provided, the loan contract can be signed. Once it is signed, we deposit the money in your account on the same day during week day, and on Monday if you sign your contract on the weekend.

Any more questions?

Money worries? Need information or Advice?

Managing your finances can be daunting and complicated.

Credit Building? Want to improve your credit score?

Your credit history tells lenders about the loans you’ve borrowed, payments you made or missed, and any fraud.