Fair Finance Loans
Finding the right loan shouldn’t feel overwhelming. Whether you’re planning a major purchase, covering an unexpected expense, or looking to simplify your finances, this page brings all your options together in one place. Here, you’ll find a full overview of the loans we offer.
Use our loan calculator on each product page to get a clear picture of what to expect before you apply. Simply use the slider to select your desired loan amount and repayment term. You’ll see a breakdown of your estimated monthly cost, the total interest payable, and the overall amount you’ll repay over the life of the loan helping you make a confident, informed decision that fits your budget.
Loans By Type
Our vision is to revolutionise financial services to make it more inclusive and fair for everyone.
A direct loan is simply a loan that you agree directly with your lender. In this case, us; Fair Finance.
We provide responsible bad credit loans in the UK for people who may have struggled with credit in the past.
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LOANS
A loan where the application process is made as simple and accessible as possible.
Cash loans are often for a fairly small sum of money. An instant loan that gets money into your bank account fast.
A short term loan is a loan that is designed to be repaid over a relatively short period of time. This can be a few months or even a few weeks.
An unsecured loan is completely independent of anything else you own so no risk of losing your asset if you unable to pay your loan.
Fair Finance offer an alternative to Payday Loans. Personal loans of up to £1000, repayable over a period of up to 12 months giving you more breathing space.
Loans By Situation
Fair Finance loans for those receiving benefits such as Child Benefit or Employment and Support Allowance.
We will consider your loan application even if you are receiving Personal Independence Payment (PIP).
At Fair Finance we will consider your loan application even if you have a County Court Judgement (CCJ).
We believe everyone deserves fair credit. We will consider your loan application even if you are unemployed.
Nobody should be excluded so at Fair Finance we will consider your loan application even if you are on Universal Credit.
Loans By Value
We offer a £400 loan, repayable over a period of between 6 and 12 months.
We provide £500 Loans repaid in either weekly or monthly instalments.
We offer our £600 loan over a period of between 6 and 12 months.
If you take out a £700 loan your loan is repayable over 6 or 12 months.
We provide £800 Loans repaid in either weekly or monthly instalments.
If you need a £900 loan over 6 to 12 months Fair Finance may be able to help.
We provide £1000 Loans repaid either weekly or monthly.
Loans By Term
£400 to £1000 loans repayable over 6 months.
£400 to £1000 loans repayable over 9 months.
£400 to £1000 loans repayable over 12 months.
Representative Example
If you borrow £500 repayable over 12 months, your total repayment will be £929.40. Your 12 monthly instalments will each be £74.95. We will also charge and a one-off administration fee (6% of loan amount) amounting to £30. The rate of interest applied to the loan is 132% fixed. The Representative APR is 280%.
New customers can apply for a loan of up to £1,000 with repayments terms of between 6 and 12 months.
Existing customers can apply for a loan of up to £3,000 with a maximum repayment term of 18 months.
