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Finding the right loan shouldn’t feel overwhelming. Whether you’re planning a major purchase, covering an unexpected expense, or looking to simplify your finances, this page brings all your options together in one place. Here, you’ll find a full overview of the loans we offer.

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LOANS BY VALUE

Loans By Type

Personal Loans

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Our vision is to revolutionise financial services to make it more inclusive and fair for everyone.

Direct
Loans

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A direct loan is simply a loan that you agree directly with your lender. In this case, us; Fair Finance.

Loans for Bad Credit

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We provide responsible loans for bad credit in the UK for people who may have struggled with credit in the past.

Quick
Loans

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A loan where the application process is made as simple and accessible as possible.

Cash
Loans

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Cash loans are often for a fairly small sum of money. An instant loan that gets money into your bank account fast.

Short term Loans

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A short term loan is a loan that is designed to be repaid over a relatively short period of time. This can be a few months or even a few weeks.

Unsecured Loans

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An unsecured loan is completely independent of anything else you own so no risk of losing your asset if you unable to pay your loan.

Payday
Loans

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Fair Finance offer an alternative to Payday Loans. Personal loans of up to £1000, repayable over a period of up to 12 months giving you more breathing space.

Credit builder Loans

NEW OPTION

Our vision is to revolutionise financial services to make it more inclusive and fair for everyone.

Loans By Term

6 Month Loan

£400 to £1000 loans repayable over 6 months.

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9 Month Loan

£400 to £1000 loans repayable over 9 months.

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12 Month Loan

£400 to £1000 loans repayable over 12 months.

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Application takes minutes. Decision in principle within 24 hours.

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Representative Example

If you borrow £500 repayable over 12 months, your total repayment will be £929.40. Your 12 monthly instalments will each be £74.95. We will also charge and a one-off administration fee (6% of loan amount) amounting to £30. The rate of interest applied to the loan is 132% fixed. The Representative APR is 280%.

New customers can apply for a loan of up to £1,000 with repayments terms of between 6 and 12 months.

Existing customers can apply for a loan of up to £3,000 with a maximum repayment term of 18 months.