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Our response to the recent price caps proposal to FCA

Fair Finance responds to FCA consultation on High Cost Credit

This response is to the Proposals for a price cap on high-cost short-term credit (CP14/10) on behalf of Fair Finance.

Fair Finance is a social business based in London. We offer a range of financial products and services designed to meet the needs of people who are financially excluded. We aim to revolutionize personal finance, starting with the people whom the mainstream providers have left behind.

We are committed to providing high quality products and service that are affordable and accessible. Wherever possible we work in partnership with other companies and agencies that share our goals.

Most of our customers are ignored by the mainstream financial services industry and exploited by the sub-prime financial services industry.

We welcome and note a number of positives within the proposal.

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