Personal loans. A better way to borrow.
We are a direct lender providing affordable loans of up to £3000
Want to know more?
Representative Example
If you borrow £500 repayable over 12 months, your total repayment will be £929.40. Your 12 monthly instalments will each be £74.95. We will also charge and a one-off administration fee (6% of loan amount) amounting to £30. The rate of interest applied to the loan is 249% fixed. The Representative APR is 280%.
New customers can apply for a loan of up to £1,000 with repayments terms of between 6 and 12 months.
Existing customers can apply for a loan of up to £3,000 with a maximum repayment term of 18 months.



PRICE COMPARISON* OF A £500 LOAN FOR 26 WEEKS


CHEAPEST



We take the stress out of Borrowing
Our Vision
Our Mission
Our values
- Customers deserve a fair deal
- Products and services should be simple and accessible
- Financial advice should be honest and trustworthy
- Credit should be affordable for all
- Profits should be reinvested for the benefit of customers
- In short, we believe in Fair Finance.
Want to know more?
WHY BORROW A FAIR PERSONAL LOAN
Bad Credit? On Benefits? New to the UK?

Discounts for existing customers

No hidden surprises

LET US ANSWER YOUR FAQ’s
We are a direct lender providing affordable loans of up to £3000
Why should I come to Fair Finance?
Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.
I am not working can I apply for a loan?
Yes, we lend to those who are working or are on benefits.
What if I had bad credit history can I still apply?
We aim to tackle financial exclusion and build products for people with financial problems. Please visit our dedicated credit page for more information. We are actively transparent clear and honest.
Any more questions?
Money worries? Need information or Advice?

