Cash Loans
We are a direct lender providing affordable cash loans
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Representative Example
If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. Annual Interest (fixed) is 125% per year with a 280% Representative APR.
New customers can apply for a loan of up to £1000 for between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.



Cash Loan
Fewer people use cash these days. So what is a cash loan? And why might you need one?
A cash loan is an instant loan that gets money into your bank account fast.
Sometimes you really need some extra money fast. Usually there is some kind of emergency and you suddenly need to be able to pay for something you really had not expected.
This is where a cash loan can help.
Cash loans are often for a fairly small sum of money. Just enough to sort your situation out. When people think about loans, they may assume that there is a minimum lending requirement. So if you only want a small amount of money, a loan is not relevant, right?
Wrong! At Fair Finance, we offer loans from just £400, up to £1000. Our loans are repayable over a period of between 6 and 12 months, in either weekly or monthly instalments. You can use the slider below to see how much the repayments would be.
We also understand that if you’re looking for a cash loan, you need money fast. So as soon as we receive your loan application, and related documentation (such as bank statements) we will get back to you with a decision within 24 hours. If your loan is approved, all you need to do is sign your loan agreement then your money will be in your account by the next working day.
And don’t worry if your credit score is less than perfect. As long as the loan repayments are affordable for you, we will still consider lending to you.
So if you are looking for a flexible cash loan, why not see if Fair Finance can help?
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WHY BORROW A FAIR PERSONAL LOAN
Bad Credit? On Benefits? New to the UK?

Discounts for existing customers

No hidden surprises

LET US ANSWER YOUR FAQ’s
We are a direct lender providing affordable loans of up to £3000
Why should I come to Fair Finance?
Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.
I am not working can I apply for a loan?
Yes, we lend to those who are working or are on benefits.
How long does it take to get the money in my account?
After you have completed your online application form and submitted your bank statements, our team gets back to you with a decision within one working day or 24 hours. Remember, if we don’t have your bank statements, we won’t assess your application. In some cases, we may need to require extra documents such as a proof of ID or address. Once all documents are provided, the loan contract can be signed. Once it is signed, we deposit the money in your account on the same day during week day, and on Monday if you sign your contract on the weekend.
Any more questions?
Money worries? Need information or Advice?

