In April 2005, Fair Finance opened its doors as a social business on a council estate in the heart of East London’s Stepney. Fast forward 10 years and we are now a thriving business offering a range of financial products and services designed to meet the needs of people and
In February we ran a blog entitled Does Your Business Need The Fixer which referred to the BBC 2 programme called The Fixer. In this programme hotelier Alex Polizzi spends time in a struggling small business to make recommendations as to how it could be improved. In a recent interview
The 12th European Microfinance Network Conference The European Microfinance Network (EMN) are not just an important tool to advocate the importance of microfinance in fighting financial exclusion but also it is an important facilitator for exchanges of information and experience. The 12th EMN Annual Conference took place on 18th &
A recent blog focussed on a report entitled ‘Boosting the Living Standards of the Self-Employed’ which recommends that new measures are needed to improve the living standards of the most vulnerable self-employed, with changes to National Insurance, Universal Credit, pensions and maternity and paternity pay being key priorities. The report
As your business grows, and you begin to employ more people, you will need to take a strategic decision about where those people should be located and what hours they should work. Times have changed! It was once the case that a job was based in an office for a
You may have heard of the recent changes in Pay day regulations. But what does this mean for the payday loan market, where 1.6 million take out pay day loans every year? We’re going to break down the impact the cap will have. What are the changes? Cap on total
“You can’t always get what you want But if you try sometime you find You get what you need” These famous lyrics are indeed true for those looking to secure funding for small business as well as achieve financial stability. As a small business owner, one of the main factors
As a provider of business loans London based, we have been following the government’s latest legislative plans. The plans for the year ahead have been unveiled in the Queen’s Speech to Parliament and David Cameron promised a Queen’s Speech to “bring Britain back together”. The speech, on May 27th, outlined
At Fair Business Loans we are always looking out for straightforward business advice to pass on to our small business loans UK clients. We were therefore delighted to come across a new guide “Growing Your Business” from Gov UK. It contains eight main points which we summarise below, but do
Credit Report Breakdown Here at Fair Finance we don’t base decisions on ‘good’ and ‘bad’ credit scores, instead we look into the content of your report and base all decisions on affordability. Here we will break down exactly how we use your credit report to make a decision. So what
Fair Finance is a lender and not a credit broker.
