Online Loans

We are a direct lender providing affordable online loans

Want to know more?

How much would you like to borrow?

400
1000

Duration of loan

6
12

Borrow

£1000

Duration

9 Months

Admin Fee

36

Monthly repayments

£500

Interest

£309

Total to repay

£945

Representative Example

If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. With a 280% Representative APR.

New customers can apply for a loan of up to £1000 for between 6 and 12 months.
Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.

1

Apply Online

Or speak to one of our team.

Apply online
1

Get approved!

Decision within 24 hours

Apply online
1

Money in 24 hours

Receive funds in your account within one working day.

Apply online

Online Loan

If you are considering taking out a loan, you may be worried about the loan process. Will there be lots of forms to fill in and a face to face interview? And what about the credit checks that need to take place?

The good news is that you can now apply for an online loan without any face to face contact. You can do everything on your computer or smartphone from the comfort of your own home. So you don’t need to make any special arrangements – or have to explain anything to anyone – to sort out your loan.

Another advantage of an online loan is that you can complete the application whenever you choose. The process is available 24/7. So you can choose whatever day or time suits you best.

Fair Finance offers online loans of up to £1000. The loan is repayable over a period of up to 12 months, in either monthly or weekly instalments. You can work out how much your loan repayments will cost by using the slider, and can then apply using the Apply Now button.

We will consider you for an online loan even if you have a less than perfect credit score. We understand that life happens, and your credit score may be damaged by events in the past. But we are more interested in the present, and as long as you are now able to afford the loan repayments, may be able to lend to you.

When we receive your application for an online loan we will make a lending decision within 24 hours and let you know. And if your application is approved, once you sign your loan contract we will get the money into your account within one working day.

Want to know more?

WHY BORROW A FAIR PERSONAL LOAN

Bad Credit? On Benefits? New to the UK?

No problem. We assess every loan to ensure everyone gets a fair chance.

Discounts for existing customers

Repaying your loan will allow you to borrow more and each loan will be cheaper.

No hidden surprises

We don’t charge for late repayments or for making early repayments

LET US ANSWER YOUR FAQ’s

We are a direct lender providing affordable loans of up to £3000

Why should I come to Fair Finance?

Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.

Yes, we lend to those who are working or are on benefits.

We aim to tackle financial exclusion and build products for people with financial problems. Please visit our dedicated bad credit page for more information.
We are actively transparent clear and honest.

Any more questions?

Money worries? Need information or Advice?

Managing your finances can be daunting and complicated.

Credit Building? Want to improve your credit score?

Your credit history tells lenders about the loans you’ve borrowed, payments you made or missed, and any fraud.