Representative Example
If you borrow £500 over 12 months, your total repayment is £929.40. Your monthly instalments will be £74.95 and a one off 6% administration fee of £30. Annual Interest (fixed) is 125% per year with a 280% Representative APR.
New customers can apply for a loan of up to £1000 for between 6 and 12 months. Existing customers can apply for a loan of up to £3,000 for a maximum 18 months.
£400 Loans
Life is full of ups and downs, especially with the rising cost of living. There are many situations where you may need some extra cash. And, even if this is a relatively small amount of money, it can be hard to know where to turn for help.
For example, you may have an urgent need to find £400. Whether it’s for car repairs, a new washing machine, vet’s bills, a family emergency or some other kind of unexpected expense, you need the money now.
The good news is that Fair Finance can help. We offer a £400 loan, repayable over a period of between 6 and 12 months. You can make repayments in either weekly or monthly instalments. Use the slider above to see how much your repayments would be.
It is easy to apply for a loan with Fair Finance. All you need to do is click the Apply Now button above. You can then apply for your £400 loan online from the comfort of your own home. We aim to give you a quick decision and, if accepted, get the money into your account within one working day.
We will consider lending to you even if you have poor credit history, as long as the £400 loan is affordable for you.
Want to know more?
WHY BORROW A FAIR PERSONAL LOAN
Bad Credit? On Benefits? New to the UK?
Discounts for existing customers
No hidden surprises
LET US ANSWER YOUR FAQ’s
We are a direct lender providing affordable loans of up to £3000
Why should I come to Fair Finance?
Fair Finance is a social enterprise. We aim to tackle financial exclusion. We build products for people with financial problems. We offer the cheapest price we can that is responsible and sustainable. We are actively transparent clear and honest.
I am not working can I apply for a loan?
Yes, we lend to those who are working or are on benefits.
What documents do I need?
Our aim is to make applying for a loan as easy and convenient as possible. We'll use electronic identity and credit checks, as well as bank statements to assess your application. In most cases, this is all we’ll need. However, if we can’t verify certain information this way we may ask you for more documents such as payslips or benefits letters, a proof of ID or proof of address.
Any more questions?
Money worries? Need information or Advice?
