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Is a high acceptance payday loan a good idea?
Many people are facing huge financial challenges right now. As well as the ongoing impact of the pandemic, the £20 a week Universal Credit uplift is being removed, energy and fuel prices are rising, and from April 2022 there will be an increase in National Insurance which will later become
New job? Will you lose your benefits?
Fair Finance – A lender providing loans for people on benefits… Many people in the UK have had their working life disrupted due to the Covid-19 pandemic. Unemployment is currently estimated at around 4.9%, higher than before the pandemic, and may be set to rise further by the end of
Six Money Mistakes to Avoid
When you are struggling with financial problems, it’s easy to fall into the trap of thinking you are just not good with money. But you can learn how to be better with money. And you can turn your finances round. The key thing is to begin to recognise and avoid
How to plan your wedding on a budget
As Covid restrictions gradually ease in the UK, weddings are back on again! From 17th May, the number of people who are able to attend weddings and receptions is anticipated to rise to 30, and from 21st June onwards there will hopefully be no further restrictions. So if you had
Is there an alternative to a Provident Home Credit loan?
As you may have already heard, Provident Financial is closing its Home Credit loan business. But what does this mean for you if you currently have a Provident Home Credit loan? And is there an alternative to a Provident Home Credit loan? In this article we will look at what
Should I consider taking out a loan? An alternative to payday loans
If your finances are stretched, one thing you might want to consider is taking out a loan. But is this a good idea? In this article we look at: The most common reasons people take out a loan. Advantages and disadvantages of loans. How to go about finding the loan
All you need to know about Universal Credit
In the recent Budget, Chancellor Rishi Sunak announced that the temporary £20 a week uplift to Universal Credit will be continued until the end of September. This is welcome news, as the increase has been a lifeline for many people during the Covid-19 pandemic. But are there other things you
What difference did the Budget make to home buyers?
At the end of 2020, 65.8% of adults in the UK owned their own home. But for many others, the dream of owning a home seems unlikely ever to come true. Owning a home appeals to different people for different reasons. For some it is a family tradition, perhaps something
Self-Employed? What changed in the Budget?
The last year has been a tough one for many people. If you are self-employed, you may have been caught in the trap of not being eligible for any financial support from the government. The March Budget included some new measures designed to support the self-employed as the country gradually
On Furlough? How the Budget helps
Rishi Sunak described his March Budget as meeting the moment of challenge and change currently being faced by the country. The Budget contained a series of measures which, according to Mr Sunak, are part of his mission to do whatever it takes to protect the jobs and livelihoods of the